Cardholder Terms

Last updated: January 06, 2023

Visa Card Products

Usage: The Visa Card can be used anywhere Visa is accepted, including retail stores, online merchants, and for services.

Fees: Possible fees include activation fees, monthly maintenance fees, balance inquiry fees, and replacement fees.

Expiration: Cards have an expiration date; funds do not expire but a replacement card may be needed after expiration.

Disputes: Report transaction disputes to the card issuer promptly.

Customer Service: Contact information provided for balance inquiries and reporting lost/stolen cards.

MasterCard Card Products

Usage: Usable wherever MasterCard is accepted, including in-store and online purchases.

Fees: Includes purchase fees, maintenance fees, ATM withdrawal fees, and balance inquiry fees.

Expiration: Cards expire, requiring a replacement; funds generally do not expire.

Disputes: Promptly contact the card issuer for transaction disputes.

Customer Service: Customer service details provided for support, including lost/stolen card reporting.

Discover Card Products

Usage: Accepted at locations that take Discover, suitable for in-store and online purchases.

Fees: Purchase fees, monthly fees, and fees for balance inquiries or replacements may apply.

Expiration: Cards have an expiration date; funds do not expire, but a replacement card may be issued.

Disputes: Report disputes to the card issuer as soon as possible.

Customer Service: Customer service contact information available for balance inquiries and lost/stolen cards.

American Express Gift Cheque

Usage: Can be used like cash at merchants accepting American Express.

Fees: Purchase fees and replacement fees for lost/stolen cheques may apply.

Expiration: Cheques do not expire, but check with American Express for long-term non-use conditions.

Disputes: Report issues with cheques to American Express customer service.

Customer Service: Contact information provided for assistance with lost/stolen cheques.

American Express Gift Card

Usage: Usable at merchants accepting American Express, both in-store and online.

Fees: May include purchase fees, maintenance fees, and balance inquiry or replacement fees.

Expiration: Cards have an expiration date; funds do not expire, but replacement may be needed.

Disputes: Promptly report transaction disputes to American Express.

Customer Service: Contact details available for support, including balance inquiries and lost/stolen cards.

Merchant Cards

Terms and Conditions: Refer to the individual merchant for specific terms and conditions. Policies vary by merchant and may cover usage, fees, expiration, disputes, and customer service.

For more detailed information, please visit the original page at Blackhawk Network Privacy Policy.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us: